From Renter to Homeowner—Fix Your Credit the Right Way
We help people remove inaccurate negative items, rebuild strong credit, and get mortgage-ready with a real strategy.
Ready to start now? Enroll online in minutes.
Need answers first? Book a free call.
No long-term contracts
Results Reviewed Every ~35 Days
Realtor & loan officer trusted
Led by a former Underwriter Who’s Approved 10,000+ Home Loans
Most active clients see measurable progress within 45–90 days. Results vary by individual credit history.
Jakita C.
“Jay Daniel's was referred to me by a trusted friend. Our consultation was thorough and very informative. I didn't feel rushed. All of my questions were answered and the process of what ScoreCrest can accomplish with repairing my credit and getting me on the road to mortgage approval was efficient. Jay was very personable and sincere.”
Samara D.
“The ScoreCrest Solutions family took amazing care of me! Jay explained everything in a way that was super easy to understand and was very precise throughout the process. My credit results were a 10/10. Thank you!”
Adel C.
“Worked with jay, hes a great and honest man. Him and his team worked really hard to achieve the goals he put out for us.”
Real Clients. Real Results. Hear Their Stories.
AUTO LOAN APPROVALS!
Why Join ScoreCrest?
Get a real strategy to fix what’s hurting your credit and build the kind of profile lenders want to see.
Mortgage-Ready Method
We focus on what lenders and banks actually look at, including your middle score, utilization, payment history, and overall credit profile.
Dispute + Build
We challenge inaccurate negative items and help you build stronger credit with the right tradelines, utilization strategy, and credit-building steps.
Trusted by Realtors & Loan Officers
Realtors and loan officers trust us with clients who need to improve their credit before moving forward
ONCE YOUR CREDIT IS READY, WE CAN CONNECT YOU WITH TRUSTED LENDING PARTNERS TO HELP YOU TAKE THE NEXT STEP.
Over 300+ clients have trusted ScoreCrest to help improve their credit profile and move toward their financial goals
Your 3-Step Credit Comeback
Our proven process has helped hundreds improve their credit scores.
Here's how it works for you.
Enroll in Minutes
We open your file, review your credit, and build a step-by-step plan based on your goals.
Dispute & Rebuild
We challenge inaccurate negative items and guide you on the right steps to rebuild with stronger positive credit.”
Track Your Score
Progress updates about every 35 days so you can see what changed and what comes next.
Our Simple System to Fix and Build Your Credit
Join ScoreCrest
Take the First Step Toward Better Credit
We only accept a small number of new clients each month to ensure personalized attention.
Don’t wait, your turn starts now
Founded by a former underwriter—no guesswork, just proven strategy.
Watch This Before You Start Your Credit Journey with ScoreCrest
10,000+
Credit Reports Reviewed
35 Day
Progress Reviews
300+
Families Guided
How long does credit repair take?
Credit repair takes time. Many clients start seeing progress in about 45 to 90 days, but bigger results usually take about 4 to 12 months. If you stay consistent for 6 to 12 months, you can make a big change in your credit and finances.
How much does credit repair cost?
Our service is $149 to start and $99 per month after that. You also need a monthly credit monitoring account so we can see your reports and work on your case. This is required to stay active in the program.
What do you help with?
We help clients with late payments, collections, bankruptcies, repossessions, mixed files, and inaccurate information on their credit reports. We also help you build stronger credit while working toward your goal.
Can you remove everything from my credit report?
No. We cannot remove accurate information that is reporting the right way. What we do is work on inaccurate, outdated, incomplete, or unfair negative items. Every credit file is different, so results will always vary.
Will this help me get approved for a home?
It can help put you in a better position, but no one can promise an approval. Our goal is to help you improve your credit and get more mortgage-ready so when the time comes, you have a stronger chance of qualifying.
Do I have to sign a long-term contract?
No. There are no long-term contracts. You can stay in the program as long as you need it, but you must keep your monthly credit monitoring active so we can continue working on your file.
How often will I get updates?
We review your file and check for changes about every 35 days. We also have a mobile app where you can message us anytime, and we respond within 24 hours during business hours, Monday through Friday from 9:00 AM to 5:00 PM EST.
Should I sign up online or book a free call first?
If you are ready to get started, we encourage you to sign up online. We believe we are the best at what we do, and the online sign-up is the fastest way to get started. We also typically do not process your payment the same day. In most cases, it is run the next day. If you are seriously interested but want to talk first, we offer one free strategy call before moving forward.
© 2026 Score Crest. All Rights Reserved.
ScoreCrest Solutions LLC is a credit repair organization under the Credit Repair Organizations Act (15 U.S.C. §1679 et seq.) and complies with the Fair Credit Reporting Act (15 U.S.C. §1681 et seq.). We cannot remove accurate, current negative information. Results vary by individual credit profiles.